▼ 0.50% · 3.625%
HK$22,727
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,434
−HK$718/mo
Today · 4.125%
HK$24,152
baseline
▲ 0.50% · 4.625%
HK$25,622
+HK$1,470/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,304/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,283
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,961
−HK$688/mo
Today · 4.125%
HK$26,649
baseline
▲ 0.50% · 4.625%
HK$28,054
+HK$1,405/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,298/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,777
−HK$790/mo
Today · 4.125%
HK$26,567
baseline
▲ 0.50% · 4.625%
HK$28,184
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$53,134/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,812
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,558
−HK$756/mo
Today · 4.125%
HK$29,314
baseline
▲ 0.50% · 4.625%
HK$30,859
+HK$1,545/mo
Deposit HK$4.49M · loan HK$5.48M · min. income ≈ HK$58,628/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,272
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,120
−HK$862/mo
Today · 4.125%
HK$28,982
baseline
▲ 0.50% · 4.625%
HK$30,746
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,964/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,340
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,154
−HK$825/mo
Today · 4.125%
HK$31,979
baseline
▲ 0.50% · 4.625%
HK$33,665
+HK$1,686/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,958/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$934/mo
Today · 4.125%
HK$31,398
baseline
▲ 0.50% · 4.625%
HK$33,308
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,796/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,868
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,750
−HK$894/mo
Today · 4.125%
HK$34,644
baseline
▲ 0.50% · 4.625%
HK$36,470
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,288/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,817
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,807
−HK$1,006/mo
Today · 4.125%
HK$33,813
baseline
▲ 0.50% · 4.625%
HK$35,870
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,626/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,346
−HK$963/mo
Today · 4.125%
HK$37,309
baseline
▲ 0.50% · 4.625%
HK$39,276
+HK$1,967/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,618/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,090
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,151
−HK$1,077/mo
Today · 4.125%
HK$36,228
baseline
▲ 0.50% · 4.625%
HK$38,432
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,456/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,925
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,942
−HK$1,032/mo
Today · 4.125%
HK$39,974
baseline
▲ 0.50% · 4.625%
HK$42,081
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$79,948/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,363
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,494
−HK$1,149/mo
Today · 4.125%
HK$38,643
baseline
▲ 0.50% · 4.625%
HK$40,994
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,286/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,453
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,538
−HK$1,101/mo
Today · 4.125%
HK$42,639
baseline
▲ 0.50% · 4.625%
HK$44,886
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,278/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,636
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,837
−HK$1,221/mo
Today · 4.125%
HK$41,058
baseline
▲ 0.50% · 4.625%
HK$43,557
+HK$2,499/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$82,116/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,982
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,134
−HK$1,170/mo
Today · 4.125%
HK$45,304
baseline
▲ 0.50% · 4.625%
HK$47,692
+HK$2,388/mo
Deposit HK$1.50M · loan HK$8.47M · min. income ≈ HK$90,608/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,908
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,181
−HK$1,292/mo
Today · 4.125%
HK$43,473
baseline
▲ 0.50% · 4.625%
HK$46,119
+HK$2,646/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,946/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,510
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,730
−HK$1,239/mo
Today · 4.125%
HK$47,969
baseline
▲ 0.50% · 4.625%
HK$50,497
+HK$2,528/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,938/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,676 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).