▼ 0.50% · 3.625%
HK$22,587
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,290
−HK$714/mo
Today · 4.125%
HK$24,004
baseline
▲ 0.50% · 4.625%
HK$25,464
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,008/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,128
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,802
−HK$684/mo
Today · 4.125%
HK$26,486
baseline
▲ 0.50% · 4.625%
HK$27,882
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,972/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,846
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,619
−HK$785/mo
Today · 4.125%
HK$26,404
baseline
▲ 0.50% · 4.625%
HK$28,011
+HK$1,607/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,808/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,641
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,382
−HK$752/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,670
+HK$1,536/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,105
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,948
−HK$856/mo
Today · 4.125%
HK$28,804
baseline
▲ 0.50% · 4.625%
HK$30,557
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,608/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,154
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$821/mo
Today · 4.125%
HK$31,783
baseline
▲ 0.50% · 4.625%
HK$33,458
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,566/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,363
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,277
−HK$928/mo
Today · 4.125%
HK$31,205
baseline
▲ 0.50% · 4.625%
HK$33,104
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,410/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,667
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$888/mo
Today · 4.125%
HK$34,431
baseline
▲ 0.50% · 4.625%
HK$36,246
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,862/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,622
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,606
−HK$999/mo
Today · 4.125%
HK$33,605
baseline
▲ 0.50% · 4.625%
HK$35,650
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,210/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,179
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,123
−HK$957/mo
Today · 4.125%
HK$37,080
baseline
▲ 0.50% · 4.625%
HK$39,035
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,160/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,881
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,935
−HK$1,071/mo
Today · 4.125%
HK$36,006
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,012/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,692
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,703
−HK$1,026/mo
Today · 4.125%
HK$39,729
baseline
▲ 0.50% · 4.625%
HK$41,823
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,458/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,264
−HK$1,142/mo
Today · 4.125%
HK$38,406
baseline
▲ 0.50% · 4.625%
HK$40,743
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,812/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,205
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,283
−HK$1,094/mo
Today · 4.125%
HK$42,377
baseline
▲ 0.50% · 4.625%
HK$44,611
+HK$2,234/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,754/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,398
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,593
−HK$1,213/mo
Today · 4.125%
HK$40,806
baseline
▲ 0.50% · 4.625%
HK$43,289
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,612/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,718
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,863
−HK$1,163/mo
Today · 4.125%
HK$45,026
baseline
▲ 0.50% · 4.625%
HK$47,399
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,052/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,657
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,922
−HK$1,285/mo
Today · 4.125%
HK$43,207
baseline
▲ 0.50% · 4.625%
HK$45,836
+HK$2,629/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,414/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,231
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,444
−HK$1,230/mo
Today · 4.125%
HK$47,674
baseline
▲ 0.50% · 4.625%
HK$50,187
+HK$2,513/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,348/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,560 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).