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At today's rate and a 90% mortgage, the deposit on this unit is about HK$249K, with repayments around HK$10,865/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$249K · loan HK$2.24M · min. income ≈ HK$21,730/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tai Wai Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 4
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-08 | HK$3.98M | +0.5% 3.7y · 0.0%/yr |
| 2018-02-23 | HK$3.96M | +27.7% 3.0y · 9.0%/yr |
| 2015-02-05 | HK$3.10M | +72.2% |
| 2012-05-09 | HK$1.80M | +119.5% |
| 2007-12-05 | HK$820K | +26.2% |
| 1996-09-09 | HK$650K | — |