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At today's rate and a 90% mortgage, the deposit on this unit is about HK$311K, with repayments around HK$13,577/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$311K · loan HK$2.80M · min. income ≈ HK$27,154/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tai Wai Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 2
- Saleable Area
- 335 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 84%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-17 | HK$3.55M | +14.5% 0.3y |
| 2025-12-16 | HK$3.10M | +26.5% 13.1y · 2.0%/yr |
| 2012-12-04 | HK$2.45M | +37.6% |
| 2012-01-16 | HK$1.78M | +0.6% |
| 1997-06-26 | HK$1.77M | +30.1% |
| 1996-11-18 | HK$1.36M | — |