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At today's rate and a 90% mortgage, the deposit on this unit is about HK$399K, with repayments around HK$17,410/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$399K · loan HK$3.59M · min. income ≈ HK$34,820/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- E
- Saleable Area
- 316 Saleable ft²
- Gross Area
- 423 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-16 | HK$4.80M | +14.6% 4.7y · 3.0%/yr |
| 2017-06-27 | HK$4.19M | +30.9% 3.1y · 10.0%/yr |
| 2014-06-06 | HK$3.20M | +154.0% |
| 2009-06-24 | HK$1.26M | +28.6% |
| 2005-04-26 | HK$980K | +19.5% |
| 2002-01-22 | HK$820K | — |