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At today's rate and a 90% mortgage, the deposit on this unit is about HK$399K, with repayments around HK$17,388/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$399K · loan HK$3.59M · min. income ≈ HK$34,776/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- D
- Saleable Area
- 316 Saleable ft²
- Gross Area
- 423 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-01 | HK$5.00M | +49.7% 6.4y · 8.0%/yr |
| 2014-09-15 | HK$3.34M | +40.3% |
| 2012-06-05 | HK$2.38M | +64.1% |
| 2008-03-06 | HK$1.45M | +5.1% |
| 2008-02-13 | HK$1.38M | +56.8% |
| 2007-04-04 | HK$880K | −7.4% |
| 2006-09-09 | HK$950K | −55.2% |
| 1997-10-29 | HK$2.12M | — |