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At today's rate and a 90% mortgage, the deposit on this unit is about HK$489K, with repayments around HK$21,319/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,638/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,250 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- C
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-12-22 | HK$5.32M | +40.0% 3.7y · 11.0%/yr |
| 2014-03-27 | HK$3.80M | +62.4% |
| 2010-11-22 | HK$2.34M | +15.3% |
| 2010-07-27 | HK$2.03M | +58.6% |
| 2005-03-07 | HK$1.28M | +21.9% |
| 2004-01-31 | HK$1.05M | +26.5% |
| 2003-11-11 | HK$830K | −41.1% |
| 1998-09-09 | HK$1.41M | −29.1% |
| 1997-04-17 | HK$1.99M | +20.6% |
| 1996-08-17 | HK$1.65M | — |