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At today's rate and a 90% mortgage, the deposit on this unit is about HK$441K, with repayments around HK$19,238/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,476/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,157 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-02 | HK$5.05M | −7.3% 5.6y |
| 2020-10-23 | HK$5.45M | +197.8% 10.2y · 19.0%/yr |
| 2010-08-09 | HK$1.83M | +15.8% |
| 2009-06-23 | HK$1.58M | +26.4% |
| 2005-03-11 | HK$1.25M | −24.2% |
| 1998-05-23 | HK$1.65M | — |