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At today's rate and a 90% mortgage, the deposit on this unit is about HK$471K, with repayments around HK$20,557/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,114/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$88,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- H
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-16 | HK$6.20M | +3.3% 3.1y · 1.0%/yr |
| 2018-06-22 | HK$6.00M | +376.2% 12.3y · 31.0%/yr |
| 2006-03-15 | HK$1.26M | −47.1% |
| 1997-07-12 | HK$2.38M | +63.0% |
| 1996-02-06 | HK$1.46M | — |