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At today's rate and a 90% mortgage, the deposit on this unit is about HK$487K, with repayments around HK$21,222/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,444/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- H
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-02-20 | HK$5.48M | +29.9% 3.2y · 9.0%/yr |
| 2014-12-11 | HK$4.22M | +129.3% |
| 2009-09-23 | HK$1.84M | +27.8% |
| 2008-12-02 | HK$1.44M | +4.3% |
| 2005-04-01 | HK$1.38M | +56.8% |
| 2002-10-26 | HK$880K | −54.9% |
| 1998-04-15 | HK$1.95M | −9.7% |
| 1997-04-09 | HK$2.16M | +16.8% |
| 1997-03-27 | HK$1.85M | — |