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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,974/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.92M · min. income ≈ HK$37,948/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,251 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-06 | HK$5.35M | +137.8% 9.1y · 15.0%/yr |
| 2011-04-20 | HK$2.25M | +27.8% |
| 2010-03-10 | HK$1.76M | +1.7% |
| 2008-02-29 | HK$1.73M | +3.0% |
| 2008-01-21 | HK$1.68M | +46.1% |
| 2004-08-07 | HK$1.15M | +3.6% |
| 2004-04-03 | HK$1.11M | +14.4% |
| 2004-02-18 | HK$970K | +11.5% |
| 2003-12-16 | HK$870K | −45.6% |
| 1997-06-17 | HK$1.60M | — |