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At today's rate and a 90% mortgage, the deposit on this unit is about HK$487K, with repayments around HK$21,262/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$487K · loan HK$4.39M · min. income ≈ HK$42,524/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$104,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Shek Mun Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- H
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 83%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-07 | HK$6.10M | +18.9% 4.0y · 5.0%/yr |
| 2018-01-24 | HK$5.13M | +26.7% 3.3y · 8.0%/yr |
| 2014-10-29 | HK$4.05M | +69.5% |
| 2012-02-13 | HK$2.39M | +83.8% |
| 2007-03-14 | HK$1.30M | −6.5% |
| 1999-04-01 | HK$1.39M | +4.5% |
| 1996-01-25 | HK$1.33M | — |