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Crescira AVM · estimated value Medium confidence
HK$13.53M
≈ HK$12,688 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.06M, with repayments around HK$45,887/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,179
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,522
−HK$1,365/mo
Today · 4.125%
HK$45,887
baseline
▲ 0.50% · 4.625%
HK$48,679
+HK$2,792/mo

Deposit HK$4.06M · loan HK$9.47M · min. income ≈ HK$91,774/mo (50% DSR)

Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$507,219 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
1,066 ft²
Gross Area
1,287 ft²
Efficiency
83%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2014-12-18 HK$10.95M +37.7%
2010-07-29 HK$7.95M −1.9%
1996-06-07 HK$8.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin
≈ 7 min walk · 521 m
Education
23
schools within 1 km (1 within 500 m)
Daily convenience
21
within 1 km (0 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sha Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com