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Crescira AVM · estimated value Medium confidence
HK$10.05M
≈ HK$12,392 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.01M, with repayments around HK$34,094/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,083
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,081
−HK$1,013/mo
Today · 4.125%
HK$34,094
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$2,075/mo

Deposit HK$3.01M · loan HK$7.03M · min. income ≈ HK$68,188/mo (50% DSR)

Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$374,981 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
811 ft²
Gross Area
985 ft²
Efficiency
82%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2020-12-02 HK$9.85M +22.2%
4.8y
2016-02-17 HK$8.06M +59.2%
8.0y
2008-02-28 HK$5.06M −39.0%
1997-04-11 HK$8.30M +82.4%
1995-10-24 HK$4.55M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin
≈ 7 min walk · 521 m
Education
23
schools within 1 km (1 within 500 m)
Daily convenience
21
within 1 km (0 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sha Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com