▼ 0.50% · 3.625%
HK$21,465
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,133
−HK$678/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,199
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,880
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,520
−HK$650/mo
Today · 4.125%
HK$25,170
baseline
▲ 0.50% · 4.625%
HK$26,497
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,340/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,612
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,346
−HK$747/mo
Today · 4.125%
HK$25,093
baseline
▲ 0.50% · 4.625%
HK$26,619
+HK$1,526/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,186/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,268
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,972
−HK$715/mo
Today · 4.125%
HK$27,687
baseline
▲ 0.50% · 4.625%
HK$29,147
+HK$1,460/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,374/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,758
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,560
−HK$814/mo
Today · 4.125%
HK$27,374
baseline
▲ 0.50% · 4.625%
HK$29,039
+HK$1,665/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,748/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,656
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,425
−HK$779/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$31,796
+HK$1,592/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,905
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,773
−HK$882/mo
Today · 4.125%
HK$29,655
baseline
▲ 0.50% · 4.625%
HK$31,459
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,310/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,044
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,877
−HK$844/mo
Today · 4.125%
HK$32,721
baseline
▲ 0.50% · 4.625%
HK$34,446
+HK$1,725/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,442/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,051
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,986
−HK$950/mo
Today · 4.125%
HK$31,936
baseline
▲ 0.50% · 4.625%
HK$33,879
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,872/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,329
−HK$909/mo
Today · 4.125%
HK$35,238
baseline
▲ 0.50% · 4.625%
HK$37,096
+HK$1,858/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,476/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,198
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,200
−HK$1,017/mo
Today · 4.125%
HK$34,217
baseline
▲ 0.50% · 4.625%
HK$36,299
+HK$2,082/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,434/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,820
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,781
−HK$974/mo
Today · 4.125%
HK$37,755
baseline
▲ 0.50% · 4.625%
HK$39,745
+HK$1,990/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,510/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,345
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,413
−HK$1,085/mo
Today · 4.125%
HK$36,498
baseline
▲ 0.50% · 4.625%
HK$38,719
+HK$2,221/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,996/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,208
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,233
−HK$1,039/mo
Today · 4.125%
HK$40,272
baseline
▲ 0.50% · 4.625%
HK$42,395
+HK$2,123/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,544/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,491
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,626
−HK$1,153/mo
Today · 4.125%
HK$38,779
baseline
▲ 0.50% · 4.625%
HK$41,139
+HK$2,360/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,558/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,596
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,685
−HK$1,104/mo
Today · 4.125%
HK$42,789
baseline
▲ 0.50% · 4.625%
HK$45,045
+HK$2,256/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,578/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,638
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,839
−HK$1,222/mo
Today · 4.125%
HK$41,061
baseline
▲ 0.50% · 4.625%
HK$43,559
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,122/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,984
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,137
−HK$1,169/mo
Today · 4.125%
HK$45,306
baseline
▲ 0.50% · 4.625%
HK$47,694
+HK$2,388/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,612/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,357 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).