▼ 0.50% · 3.625%
HK$20,282
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,913
−HK$641/mo
Today · 4.125%
HK$21,554
baseline
▲ 0.50% · 4.625%
HK$22,865
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,108/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,563
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,168
−HK$614/mo
Today · 4.125%
HK$23,782
baseline
▲ 0.50% · 4.625%
HK$25,036
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,564/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,310
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,004
−HK$705/mo
Today · 4.125%
HK$23,709
baseline
▲ 0.50% · 4.625%
HK$25,152
+HK$1,443/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,418/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,820
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,485
−HK$676/mo
Today · 4.125%
HK$26,161
baseline
▲ 0.50% · 4.625%
HK$27,539
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,322/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,338
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$769/mo
Today · 4.125%
HK$25,864
baseline
▲ 0.50% · 4.625%
HK$27,438
+HK$1,574/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,728/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,076
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,802
−HK$737/mo
Today · 4.125%
HK$28,539
baseline
▲ 0.50% · 4.625%
HK$30,043
+HK$1,504/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,078/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,366
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,186
−HK$834/mo
Today · 4.125%
HK$28,020
baseline
▲ 0.50% · 4.625%
HK$29,725
+HK$1,705/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,040/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,332
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,119
−HK$798/mo
Today · 4.125%
HK$30,917
baseline
▲ 0.50% · 4.625%
HK$32,547
+HK$1,630/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,834/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,394
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,278
−HK$897/mo
Today · 4.125%
HK$30,175
baseline
▲ 0.50% · 4.625%
HK$32,011
+HK$1,836/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,350/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,589
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,436
−HK$859/mo
Today · 4.125%
HK$33,295
baseline
▲ 0.50% · 4.625%
HK$35,050
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,590/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,369
−HK$961/mo
Today · 4.125%
HK$32,330
baseline
▲ 0.50% · 4.625%
HK$34,298
+HK$1,968/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,660/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,753
−HK$920/mo
Today · 4.125%
HK$35,673
baseline
▲ 0.50% · 4.625%
HK$37,554
+HK$1,881/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,346/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,451
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,460
−HK$1,026/mo
Today · 4.125%
HK$34,486
baseline
▲ 0.50% · 4.625%
HK$36,584
+HK$2,098/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$68,972/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,101
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,069
−HK$983/mo
Today · 4.125%
HK$38,052
baseline
▲ 0.50% · 4.625%
HK$40,057
+HK$2,005/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,104/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,479
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,552
−HK$1,089/mo
Today · 4.125%
HK$36,641
baseline
▲ 0.50% · 4.625%
HK$38,871
+HK$2,230/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,282/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,358
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,386
−HK$1,044/mo
Today · 4.125%
HK$40,430
baseline
▲ 0.50% · 4.625%
HK$42,561
+HK$2,131/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,860/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,507
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,643
−HK$1,154/mo
Today · 4.125%
HK$38,797
baseline
▲ 0.50% · 4.625%
HK$41,157
+HK$2,360/mo
Deposit HK$889K · loan HK$8.01M · min. income ≈ HK$77,594/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,614
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,703
−HK$1,105/mo
Today · 4.125%
HK$42,808
baseline
▲ 0.50% · 4.625%
HK$45,065
+HK$2,257/mo
Deposit HK$889K · loan HK$8.01M · min. income ≈ HK$85,616/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,836 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).