▼ 0.50% · 3.625%
HK$21,305
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,968
−HK$673/mo
Today · 4.125%
HK$22,641
baseline
▲ 0.50% · 4.625%
HK$24,019
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,282/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,702
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,337
−HK$645/mo
Today · 4.125%
HK$24,982
baseline
▲ 0.50% · 4.625%
HK$26,299
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,964/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,435
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,164
−HK$741/mo
Today · 4.125%
HK$24,905
baseline
▲ 0.50% · 4.625%
HK$26,421
+HK$1,516/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,810/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,072
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,771
−HK$709/mo
Today · 4.125%
HK$27,480
baseline
▲ 0.50% · 4.625%
HK$28,929
+HK$1,449/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,960/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,566
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,361
−HK$808/mo
Today · 4.125%
HK$27,169
baseline
▲ 0.50% · 4.625%
HK$28,822
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,338/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,442
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,205
−HK$774/mo
Today · 4.125%
HK$29,979
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,958/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,696
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,558
−HK$875/mo
Today · 4.125%
HK$29,433
baseline
▲ 0.50% · 4.625%
HK$31,224
+HK$1,791/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,866/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,812
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,638
−HK$839/mo
Today · 4.125%
HK$32,477
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,712/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,954/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,827
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,755
−HK$942/mo
Today · 4.125%
HK$31,697
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,394/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,182
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,072
−HK$903/mo
Today · 4.125%
HK$34,975
baseline
▲ 0.50% · 4.625%
HK$36,819
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,950/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,957
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,952
−HK$1,009/mo
Today · 4.125%
HK$33,961
baseline
▲ 0.50% · 4.625%
HK$36,028
+HK$2,067/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,922/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,552
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,506
−HK$967/mo
Today · 4.125%
HK$37,473
baseline
▲ 0.50% · 4.625%
HK$39,448
+HK$1,975/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,946/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,088
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$1,078/mo
Today · 4.125%
HK$36,226
baseline
▲ 0.50% · 4.625%
HK$38,430
+HK$2,204/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,452/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,923
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,031/mo
Today · 4.125%
HK$39,971
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,107/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,942/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,218
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,345
−HK$1,145/mo
Today · 4.125%
HK$38,490
baseline
▲ 0.50% · 4.625%
HK$40,832
+HK$2,342/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,980/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,293
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,373
−HK$1,097/mo
Today · 4.125%
HK$42,470
baseline
▲ 0.50% · 4.625%
HK$44,708
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,940/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,349
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,542
−HK$1,212/mo
Today · 4.125%
HK$40,754
baseline
▲ 0.50% · 4.625%
HK$43,234
+HK$2,480/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,508/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,663
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,807
−HK$1,161/mo
Today · 4.125%
HK$44,968
baseline
▲ 0.50% · 4.625%
HK$47,338
+HK$2,370/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,936/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,325 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).