▼ 0.50% · 3.625%
HK$21,435
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,101
−HK$678/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$24,165
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,846
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,485
−HK$649/mo
Today · 4.125%
HK$25,134
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,268/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,578
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,311
−HK$746/mo
Today · 4.125%
HK$25,057
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,114/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,230
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,934
−HK$713/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,105
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,721
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,521
−HK$813/mo
Today · 4.125%
HK$27,334
baseline
▲ 0.50% · 4.625%
HK$28,998
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,668/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,615
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,382
−HK$779/mo
Today · 4.125%
HK$30,161
baseline
▲ 0.50% · 4.625%
HK$31,751
+HK$1,590/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,322/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,732
−HK$880/mo
Today · 4.125%
HK$29,612
baseline
▲ 0.50% · 4.625%
HK$31,414
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,224/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,999
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,831
−HK$843/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,396
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,008
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,942
−HK$948/mo
Today · 4.125%
HK$31,890
baseline
▲ 0.50% · 4.625%
HK$33,831
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,780/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,384
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,279
−HK$909/mo
Today · 4.125%
HK$35,188
baseline
▲ 0.50% · 4.625%
HK$37,042
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,376/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,152
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,152
−HK$1,016/mo
Today · 4.125%
HK$34,168
baseline
▲ 0.50% · 4.625%
HK$36,247
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,336/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,769
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,728
−HK$973/mo
Today · 4.125%
HK$37,701
baseline
▲ 0.50% · 4.625%
HK$39,688
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,402/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,295
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,362
−HK$1,084/mo
Today · 4.125%
HK$36,446
baseline
▲ 0.50% · 4.625%
HK$38,663
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,892/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,153
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,176
−HK$1,038/mo
Today · 4.125%
HK$40,214
baseline
▲ 0.50% · 4.625%
HK$42,334
+HK$2,120/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,428/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,439
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,572
−HK$1,152/mo
Today · 4.125%
HK$38,724
baseline
▲ 0.50% · 4.625%
HK$41,080
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,448/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,538
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,625
−HK$1,103/mo
Today · 4.125%
HK$42,728
baseline
▲ 0.50% · 4.625%
HK$44,980
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,456/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,582
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,782
−HK$1,220/mo
Today · 4.125%
HK$41,002
baseline
▲ 0.50% · 4.625%
HK$43,496
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$82,004/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,922
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,073
−HK$1,168/mo
Today · 4.125%
HK$45,241
baseline
▲ 0.50% · 4.625%
HK$47,626
+HK$2,385/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,482/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,005 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).