▼ 0.50% · 3.625%
HK$21,914
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,596
−HK$693/mo
Today · 4.125%
HK$23,289
baseline
▲ 0.50% · 4.625%
HK$24,706
+HK$1,417/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,578/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,379
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$664/mo
Today · 4.125%
HK$25,697
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,354/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,394/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,106
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$761/mo
Today · 4.125%
HK$25,617
baseline
▲ 0.50% · 4.625%
HK$27,176
+HK$1,559/mo
Deposit HK$4.32M · loan HK$5.29M · min. income ≈ HK$51,234/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,817
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,537
−HK$729/mo
Today · 4.125%
HK$28,266
baseline
▲ 0.50% · 4.625%
HK$29,756
+HK$1,490/mo
Deposit HK$4.32M · loan HK$5.29M · min. income ≈ HK$56,532/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,297
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,115
−HK$831/mo
Today · 4.125%
HK$27,946
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,892/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,255
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,040
−HK$796/mo
Today · 4.125%
HK$30,836
baseline
▲ 0.50% · 4.625%
HK$32,461
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,672/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,489
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$900/mo
Today · 4.125%
HK$30,275
baseline
▲ 0.50% · 4.625%
HK$32,117
+HK$1,842/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,550/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,693
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,543
−HK$863/mo
Today · 4.125%
HK$33,406
baseline
▲ 0.50% · 4.625%
HK$35,166
+HK$1,760/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,812/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,680
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,634
−HK$970/mo
Today · 4.125%
HK$32,604
baseline
▲ 0.50% · 4.625%
HK$34,588
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,208/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,131
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,047
−HK$928/mo
Today · 4.125%
HK$35,975
baseline
▲ 0.50% · 4.625%
HK$37,872
+HK$1,897/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,950/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,872
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,894
−HK$1,039/mo
Today · 4.125%
HK$34,933
baseline
▲ 0.50% · 4.625%
HK$37,058
+HK$2,125/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,866/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,569
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,550
−HK$995/mo
Today · 4.125%
HK$38,545
baseline
▲ 0.50% · 4.625%
HK$40,577
+HK$2,032/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,090/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,063
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,154
−HK$1,108/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,529
+HK$2,267/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,007
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,053
−HK$1,062/mo
Today · 4.125%
HK$41,115
baseline
▲ 0.50% · 4.625%
HK$43,282
+HK$2,167/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,230/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,254
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,413
−HK$1,178/mo
Today · 4.125%
HK$39,591
baseline
▲ 0.50% · 4.625%
HK$42,000
+HK$2,409/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,182/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,445
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,557
−HK$1,127/mo
Today · 4.125%
HK$43,684
baseline
▲ 0.50% · 4.625%
HK$45,987
+HK$2,303/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,368/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,446
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,673
−HK$1,246/mo
Today · 4.125%
HK$41,919
baseline
▲ 0.50% · 4.625%
HK$44,470
+HK$2,551/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,838/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,883
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,060
−HK$1,194/mo
Today · 4.125%
HK$46,254
baseline
▲ 0.50% · 4.625%
HK$48,692
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,508/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,047 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).