▼ 0.50% · 3.625%
HK$22,482
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,182
−HK$710/mo
Today · 4.125%
HK$23,892
baseline
▲ 0.50% · 4.625%
HK$25,346
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,784/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,682
−HK$680/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,752
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,500
−HK$781/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,599/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,512
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,250
−HK$749/mo
Today · 4.125%
HK$28,999
baseline
▲ 0.50% · 4.625%
HK$30,527
+HK$1,528/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,998/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,979
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$852/mo
Today · 4.125%
HK$28,670
baseline
▲ 0.50% · 4.625%
HK$30,415
+HK$1,745/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$57,340/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,013
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,818
−HK$817/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,303
+HK$1,668/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,136
−HK$924/mo
Today · 4.125%
HK$31,060
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,120/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,515
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,387
−HK$884/mo
Today · 4.125%
HK$34,271
baseline
▲ 0.50% · 4.625%
HK$36,078
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,542/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,475
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,454
−HK$995/mo
Today · 4.125%
HK$33,449
baseline
▲ 0.50% · 4.625%
HK$35,484
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,898/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,016
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,955
−HK$952/mo
Today · 4.125%
HK$36,907
baseline
▲ 0.50% · 4.625%
HK$38,853
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,814/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,723
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,772
−HK$1,066/mo
Today · 4.125%
HK$35,838
baseline
▲ 0.50% · 4.625%
HK$38,019
+HK$2,181/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,676/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,517
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,523
−HK$1,021/mo
Today · 4.125%
HK$39,544
baseline
▲ 0.50% · 4.625%
HK$41,628
+HK$2,084/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,088/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,972
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,090
−HK$1,137/mo
Today · 4.125%
HK$38,227
baseline
▲ 0.50% · 4.625%
HK$40,553
+HK$2,326/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,454/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,018
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,089/mo
Today · 4.125%
HK$42,180
baseline
▲ 0.50% · 4.625%
HK$44,403
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,360/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,220
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,409
−HK$1,207/mo
Today · 4.125%
HK$40,616
baseline
▲ 0.50% · 4.625%
HK$43,088
+HK$2,472/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,232/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,519
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,659
−HK$1,157/mo
Today · 4.125%
HK$44,816
baseline
▲ 0.50% · 4.625%
HK$47,179
+HK$2,363/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,632/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,468
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,727
−HK$1,279/mo
Today · 4.125%
HK$43,006
baseline
▲ 0.50% · 4.625%
HK$45,622
+HK$2,616/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$86,012/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,020
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,228
−HK$1,224/mo
Today · 4.125%
HK$47,452
baseline
▲ 0.50% · 4.625%
HK$49,954
+HK$2,502/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,904/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).