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At today's rate and a 90% mortgage, the deposit on this unit is about HK$958K, with repayments around HK$41,784/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,568/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,944 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Heng On Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 21 shopping and daily-needs spots nearby.
Green space & leisure — 22 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 788 Saleable ft²
- Gross Area
- 977 ft²
- Efficiency
- 81%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-28 | HK$9.68M | −6.7% 3.9y · −2.0%/yr |
| 2020-07-09 | HK$10.38M | +40.3% 4.2y · 10.0%/yr |
| 2016-05-27 | HK$7.40M | +115.1% 12.1y · 9.0%/yr |
| 2004-04-29 | HK$3.44M | −17.3% |
| 1999-02-12 | HK$4.16M | — |