▼ 0.50% · 3.625%
HK$21,309
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,971
−HK$674/mo
Today · 4.125%
HK$22,645
baseline
▲ 0.50% · 4.625%
HK$24,023
+HK$1,378/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,290/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,341
−HK$645/mo
Today · 4.125%
HK$24,986
baseline
▲ 0.50% · 4.625%
HK$26,303
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,972/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,439
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,169
−HK$740/mo
Today · 4.125%
HK$24,909
baseline
▲ 0.50% · 4.625%
HK$26,425
+HK$1,516/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,818/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,076
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,776
−HK$709/mo
Today · 4.125%
HK$27,485
baseline
▲ 0.50% · 4.625%
HK$28,934
+HK$1,449/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$54,970/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,570
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,366
−HK$808/mo
Today · 4.125%
HK$27,174
baseline
▲ 0.50% · 4.625%
HK$28,827
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,348/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,447
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,210
−HK$774/mo
Today · 4.125%
HK$29,984
baseline
▲ 0.50% · 4.625%
HK$31,564
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$59,968/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,701
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$875/mo
Today · 4.125%
HK$29,438
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,792/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,876/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,644
−HK$838/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,194
+HK$1,712/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,832
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,760
−HK$943/mo
Today · 4.125%
HK$31,703
baseline
▲ 0.50% · 4.625%
HK$33,632
+HK$1,929/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,406/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,188
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,078
−HK$903/mo
Today · 4.125%
HK$34,981
baseline
▲ 0.50% · 4.625%
HK$36,825
+HK$1,844/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,962/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,963
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,957
−HK$1,010/mo
Today · 4.125%
HK$33,967
baseline
▲ 0.50% · 4.625%
HK$36,034
+HK$2,067/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$67,934/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,558
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,512
−HK$968/mo
Today · 4.125%
HK$37,480
baseline
▲ 0.50% · 4.625%
HK$39,455
+HK$1,975/mo
Deposit HK$2.34M · loan HK$7.01M · min. income ≈ HK$74,960/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,094
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,154
−HK$1,078/mo
Today · 4.125%
HK$36,232
baseline
▲ 0.50% · 4.625%
HK$38,436
+HK$2,204/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,464/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,929
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,946
−HK$1,032/mo
Today · 4.125%
HK$39,978
baseline
▲ 0.50% · 4.625%
HK$42,085
+HK$2,107/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$79,956/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,225
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,351
−HK$1,145/mo
Today · 4.125%
HK$38,496
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,343/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,992/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,300
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,380
−HK$1,097/mo
Today · 4.125%
HK$42,477
baseline
▲ 0.50% · 4.625%
HK$44,716
+HK$2,239/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,954/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,356
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,549
−HK$1,212/mo
Today · 4.125%
HK$40,761
baseline
▲ 0.50% · 4.625%
HK$43,241
+HK$2,480/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,522/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,670
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,815
−HK$1,160/mo
Today · 4.125%
HK$44,975
baseline
▲ 0.50% · 4.625%
HK$47,346
+HK$2,371/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,950/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$304,484 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).