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Crescira AVM · estimated value Medium confidence
HK$13.57M
≈ HK$11,519 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.07M, with repayments around HK$46,037/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,320
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,667
−HK$1,370/mo
Today · 4.125%
HK$46,037
baseline
▲ 0.50% · 4.625%
HK$48,838
+HK$2,801/mo

Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,074/mo (50% DSR)

Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,872 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
C
Saleable Area
1,178 ft²
Gross Area
1,403 ft²
Efficiency
84%
District
Sha Tin District · New Territories East
School net (POA)
88

Transaction History

Date Price Gain / loss
2023-03-30 HK$14.90M +85.6%
13.5y
2009-10-09 HK$8.03M +39.7%
8.8y
2001-01-27 HK$5.75M −21.2%
1.6y
1999-06-22 HK$7.30M −45.9%
1.6y
1997-11-08 HK$13.50M +0.0%
0.4y
1997-06-27 HK$13.50M +12.5%
1997-02-22 HK$12.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin
≈ 7 min walk · 521 m
Education
23
schools within 1 km (1 within 500 m)
Daily convenience
21
within 1 km (0 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sha Tin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com