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Home Sha Tin District Garden Rivera Block A

20/F 4

in Garden Rivera Block A

Sha Tin District · New Territories East

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4/F 2 269 ft² 4/F 1 269 ft² 4/F 3 242 ft² 4/F 4 242 ft² 4/F 8 242 ft² 5/F 1 269 ft² 5/F 3 242 ft² 5/F 4 242 ft² 5/F 5 269 ft² 5/F 6 269 ft² 5/F 8 249 ft² 5/F 2 269 ft² 5/F 7 242 ft² 6/F 1 269 ft² 6/F 2 269 ft² 6/F 3 249 ft² 6/F 5 269 ft² 6/F 7 242 ft² 6/F 8 249 ft² 6/F 4 242 ft² 7/F 1 269 ft² 7/F 2 269 ft² 7/F 3 242 ft² 7/F 4 242 ft² 7/F 5 269 ft² 7/F 6 269 ft² 7/F 7 242 ft² 7/F 8 242 ft² 8/F 5 261 ft² 8/F 7 242 ft² 8/F 1 269 ft² 8/F 2 269 ft² 8/F 6 269 ft² 8/F 8 242 ft² 9/F 3 249 ft² 9/F 5 269 ft² 9/F 6 269 ft² 9/F 7 242 ft² 9/F 8 242 ft² 9/F 4 242 ft² 10/F 2 269 ft² 10/F 1 269 ft² 10/F 3 242 ft² 10/F 4 242 ft² 10/F 5 269 ft² 10/F 6 269 ft² 10/F 7 242 ft² 10/F 8 242 ft² 11/F 1 269 ft² 11/F 4 242 ft² 11/F 6 269 ft² 11/F 7 249 ft² 11/F 5 269 ft² 11/F 8 242 ft² 12/F 2 261 ft² 12/F 5 269 ft² 12/F 1 269 ft² 12/F 3 242 ft² 12/F 6 269 ft² 13/F 1 269 ft² 13/F 2 269 ft² 13/F 3 242 ft² 13/F 5 269 ft² 13/F 6 269 ft² 13/F 4 242 ft² 13/F 7 242 ft² 13/F 8 242 ft² 14/F 6 269 ft² 14/F 1 269 ft² 14/F 2 269 ft² 14/F 3 242 ft² 14/F 4 242 ft² 14/F 5 269 ft² 14/F 7 242 ft² 14/F 8 242 ft² 15/F 4 242 ft² 15/F 5 269 ft² 15/F 8 242 ft² 15/F 1 269 ft² 15/F 2 269 ft² 15/F 6 269 ft² 15/F 7 242 ft² 16/F 1 269 ft² 16/F 2 261 ft² 16/F 4 242 ft² 16/F 3 242 ft² 16/F 5 269 ft² 16/F 6 269 ft² 16/F 7 242 ft² 16/F 8 242 ft² 17/F 2 261 ft² 17/F 3 242 ft² 17/F 7 242 ft² 17/F 1 269 ft² 17/F 4 242 ft² 17/F 5 269 ft² 17/F 8 242 ft² 18/F 3 249 ft² 18/F 5 269 ft² 18/F 2 269 ft² 18/F 4 242 ft² 18/F 6 269 ft² 18/F 7 242 ft² 19/F 6 269 ft² 19/F 7 249 ft² 19/F 8 249 ft² 19/F 1 269 ft² 19/F 4 242 ft² 19/F 5 269 ft² 20/F 2 269 ft² 20/F 3 242 ft² 20/F 4 242 ft² 20/F 6 269 ft² 20/F 7 242 ft² 20/F 8 242 ft² 20/F 1 269 ft² 21/F 1 269 ft² 21/F 2 269 ft² 21/F 4 242 ft² 21/F 7 249 ft² 21/F 8 242 ft² 21/F 5 269 ft² 21/F 6 269 ft² 22/F 1 269 ft² 22/F 2 269 ft² 22/F 3 242 ft² 22/F 5 269 ft² 22/F 6 269 ft² 22/F 7 242 ft² 23/F 3 249 ft² 23/F 6 261 ft² 23/F 4 242 ft² 23/F 5 269 ft² 23/F 8 242 ft² 24/F 1 269 ft² 24/F 3 242 ft² 24/F 4 242 ft² 24/F 6 261 ft² 24/F 8 242 ft² 24/F 2 269 ft² 24/F 7 242 ft² 25/F 2 269 ft² 25/F 5 261 ft² 25/F 8 242 ft² 25/F 1 269 ft² 25/F 3 242 ft² 25/F 7 242 ft² 26/F 2 269 ft² 26/F 4 242 ft² 26/F 7 249 ft² 26/F 1 269 ft² 26/F 3 242 ft² 26/F 5 269 ft² 26/F 8 242 ft² 27/F 1 261 ft² 27/F 5 261 ft² 27/F 6 269 ft² 27/F 8 242 ft² 27/F 3 242 ft² 27/F 4 242 ft² 27/F 7 242 ft² 28/F 3 249 ft² 28/F 4 242 ft² 28/F 7 242 ft² 28/F 8 249 ft² 28/F 2 269 ft² 28/F 5 269 ft² 28/F 6 269 ft² 29/F 4 242 ft² 29/F 5 269 ft² 29/F 8 242 ft² 29/F 1 269 ft² 29/F 2 269 ft² 29/F 3 242 ft² 29/F 6 269 ft² 29/F 7 242 ft² 30/F 1 269 ft² 30/F 4 242 ft² 30/F 5 269 ft² 30/F 2 269 ft² 30/F 3 242 ft² 30/F 7 242 ft² 30/F 8 242 ft² 31/F 3 242 ft² 31/F 8 242 ft² 31/F 1 269 ft² 31/F 2 269 ft² 31/F 5 269 ft² 31/F 6 269 ft² 31/F 7 242 ft² 32/F 3 242 ft² 32/F 4 249 ft² 32/F 5 261 ft² 32/F 6 269 ft² 32/F 1 269 ft² 32/F 7 242 ft² 32/F 8 242 ft² 33/F 1 269 ft² 33/F 2 261 ft² 33/F 3 242 ft² 33/F 7 242 ft² 33/F 4 242 ft² 33/F 5 269 ft² 33/F 6 269 ft² 33/F 8 242 ft² 34/F 1 269 ft² 34/F 4 242 ft² 34/F 2 269 ft² 34/F 3 242 ft² 34/F 5 269 ft² 34/F 6 269 ft² 35/F 3 242 ft² 35/F 7 242 ft² 35/F 8 242 ft² 35/F 1 269 ft² 35/F 2 269 ft² 35/F 4 242 ft² 35/F 5 269 ft² 35/F 6 269 ft² 36/F 4 242 ft² 36/F 6 269 ft² 36/F 8 242 ft² 36/F 1 269 ft² 36/F 2 269 ft² 36/F 3 242 ft² 36/F 5 269 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.78M
≈ HK$15,640 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$378K, with repayments around HK$16,509/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,534
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,018
−HK$491/mo
Today · 4.125%
HK$16,509
baseline
▲ 0.50% · 4.625%
HK$17,513
+HK$1,004/mo

Deposit HK$378K · loan HK$3.41M · min. income ≈ HK$33,018/mo (50% DSR)

Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
4
Saleable Area
242 ft²
Gross Area
368 ft²
Efficiency
66%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2002-01-14 HK$750K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin Wai
≈ 7 min walk · 488 m
Education
48
schools within 1 km (11 within 500 m)
Daily convenience
45
within 1 km (8 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sha Tin Wai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

4/F 2
269 ft²
HK$3.58M
4/F 1
269 ft²
HK$3.59M
4/F 3
242 ft²
HK$3.54M
4/F 4
242 ft²
HK$3.56M
4/F 8
242 ft²
HK$3.60M
5/F 1
269 ft²
HK$3.57M
Data sourced from Renavon.com