▼ 0.50% · 3.625%
HK$13,370
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,786
−HK$423/mo
Today · 4.125%
HK$14,209
baseline
▲ 0.50% · 4.625%
HK$15,073
+HK$864/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,418/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,874
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,273
−HK$405/mo
Today · 4.125%
HK$15,678
baseline
▲ 0.50% · 4.625%
HK$16,504
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,356/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,707
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,165
−HK$464/mo
Today · 4.125%
HK$15,629
baseline
▲ 0.50% · 4.625%
HK$16,581
+HK$952/mo
Deposit HK$2.64M · loan HK$3.22M · min. income ≈ HK$31,258/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,362
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,800
−HK$446/mo
Today · 4.125%
HK$17,246
baseline
▲ 0.50% · 4.625%
HK$18,155
+HK$909/mo
Deposit HK$2.64M · loan HK$3.22M · min. income ≈ HK$34,492/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,044
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$16,543
−HK$507/mo
Today · 4.125%
HK$17,050
baseline
▲ 0.50% · 4.625%
HK$18,088
+HK$1,038/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,100/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,849
−HK$964/mo
▼ 0.25% · 3.875%
HK$18,328
−HK$485/mo
Today · 4.125%
HK$18,813
baseline
▲ 0.50% · 4.625%
HK$19,805
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,626/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,381
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,922
−HK$549/mo
Today · 4.125%
HK$18,471
baseline
▲ 0.50% · 4.625%
HK$19,595
+HK$1,124/mo
Deposit HK$2.05M · loan HK$3.81M · min. income ≈ HK$36,942/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,336
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,855
−HK$526/mo
Today · 4.125%
HK$20,381
baseline
▲ 0.50% · 4.625%
HK$21,455
+HK$1,074/mo
Deposit HK$2.05M · loan HK$3.81M · min. income ≈ HK$40,762/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,718
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,301
−HK$591/mo
Today · 4.125%
HK$19,892
baseline
▲ 0.50% · 4.625%
HK$21,102
+HK$1,210/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$39,784/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,824
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,382
−HK$567/mo
Today · 4.125%
HK$21,949
baseline
▲ 0.50% · 4.625%
HK$23,106
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.10M · min. income ≈ HK$43,898/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,055
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,679
−HK$634/mo
Today · 4.125%
HK$21,313
baseline
▲ 0.50% · 4.625%
HK$22,610
+HK$1,297/mo
Deposit HK$1.47M · loan HK$4.40M · min. income ≈ HK$42,626/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,311
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,910
−HK$607/mo
Today · 4.125%
HK$23,517
baseline
▲ 0.50% · 4.625%
HK$24,756
+HK$1,239/mo
Deposit HK$1.47M · loan HK$4.40M · min. income ≈ HK$47,034/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,392
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$676/mo
Today · 4.125%
HK$22,734
baseline
▲ 0.50% · 4.625%
HK$24,117
+HK$1,383/mo
Deposit HK$1.17M · loan HK$4.69M · min. income ≈ HK$45,468/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,799
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,437
−HK$648/mo
Today · 4.125%
HK$25,085
baseline
▲ 0.50% · 4.625%
HK$26,407
+HK$1,322/mo
Deposit HK$1.17M · loan HK$4.69M · min. income ≈ HK$50,170/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,729
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,436
−HK$719/mo
Today · 4.125%
HK$24,155
baseline
▲ 0.50% · 4.625%
HK$25,624
+HK$1,469/mo
Deposit HK$880K · loan HK$4.98M · min. income ≈ HK$48,310/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,286
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,964
−HK$688/mo
Today · 4.125%
HK$26,652
baseline
▲ 0.50% · 4.625%
HK$28,057
+HK$1,405/mo
Deposit HK$880K · loan HK$4.98M · min. income ≈ HK$53,304/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,815
−HK$761/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$27,132
+HK$1,556/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$728/mo
Today · 4.125%
HK$28,220
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,488/mo
Deposit HK$586K · loan HK$5.28M · min. income ≈ HK$56,440/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$131,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).