▼ 0.50% · 3.625%
HK$13,377
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,793
−HK$423/mo
Today · 4.125%
HK$14,216
baseline
▲ 0.50% · 4.625%
HK$15,081
+HK$865/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$28,432/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,882
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,281
−HK$405/mo
Today · 4.125%
HK$15,686
baseline
▲ 0.50% · 4.625%
HK$16,512
+HK$826/mo
Deposit HK$2.93M · loan HK$2.93M · min. income ≈ HK$31,372/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,714
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,172
−HK$465/mo
Today · 4.125%
HK$15,637
baseline
▲ 0.50% · 4.625%
HK$16,589
+HK$952/mo
Deposit HK$2.64M · loan HK$3.23M · min. income ≈ HK$31,274/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,370
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,809
−HK$445/mo
Today · 4.125%
HK$17,254
baseline
▲ 0.50% · 4.625%
HK$18,164
+HK$910/mo
Deposit HK$2.64M · loan HK$3.23M · min. income ≈ HK$34,508/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,052
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,551
−HK$508/mo
Today · 4.125%
HK$17,059
baseline
▲ 0.50% · 4.625%
HK$18,097
+HK$1,038/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$34,118/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,858
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,337
−HK$486/mo
Today · 4.125%
HK$18,823
baseline
▲ 0.50% · 4.625%
HK$19,815
+HK$992/mo
Deposit HK$2.35M · loan HK$3.52M · min. income ≈ HK$37,646/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,390
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,931
−HK$549/mo
Today · 4.125%
HK$18,480
baseline
▲ 0.50% · 4.625%
HK$19,605
+HK$1,125/mo
Deposit HK$2.05M · loan HK$3.81M · min. income ≈ HK$36,960/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,346
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,865
−HK$526/mo
Today · 4.125%
HK$20,391
baseline
▲ 0.50% · 4.625%
HK$21,466
+HK$1,075/mo
Deposit HK$2.05M · loan HK$3.81M · min. income ≈ HK$40,782/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,727
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,310
−HK$592/mo
Today · 4.125%
HK$19,902
baseline
▲ 0.50% · 4.625%
HK$21,113
+HK$1,211/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$39,804/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,834
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$567/mo
Today · 4.125%
HK$21,960
baseline
▲ 0.50% · 4.625%
HK$23,117
+HK$1,157/mo
Deposit HK$1.76M · loan HK$4.11M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,065
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,689
−HK$634/mo
Today · 4.125%
HK$21,323
baseline
▲ 0.50% · 4.625%
HK$22,621
+HK$1,298/mo
Deposit HK$1.47M · loan HK$4.40M · min. income ≈ HK$42,646/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,322
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,921
−HK$607/mo
Today · 4.125%
HK$23,528
baseline
▲ 0.50% · 4.625%
HK$24,769
+HK$1,241/mo
Deposit HK$1.47M · loan HK$4.40M · min. income ≈ HK$47,056/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,403
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,069
−HK$676/mo
Today · 4.125%
HK$22,745
baseline
▲ 0.50% · 4.625%
HK$24,129
+HK$1,384/mo
Deposit HK$1.17M · loan HK$4.69M · min. income ≈ HK$45,490/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,810
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,449
−HK$648/mo
Today · 4.125%
HK$25,097
baseline
▲ 0.50% · 4.625%
HK$26,420
+HK$1,323/mo
Deposit HK$1.17M · loan HK$4.69M · min. income ≈ HK$50,194/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,741
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,448
−HK$719/mo
Today · 4.125%
HK$24,167
baseline
▲ 0.50% · 4.625%
HK$25,637
+HK$1,470/mo
Deposit HK$880K · loan HK$4.99M · min. income ≈ HK$48,334/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,299
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,977
−HK$688/mo
Today · 4.125%
HK$26,665
baseline
▲ 0.50% · 4.625%
HK$28,071
+HK$1,406/mo
Deposit HK$880K · loan HK$4.99M · min. income ≈ HK$53,330/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,078
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,827
−HK$761/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$27,145
+HK$1,557/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,787
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$729/mo
Today · 4.125%
HK$28,234
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,488/mo
Deposit HK$587K · loan HK$5.28M · min. income ≈ HK$56,468/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$131,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).