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At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,329/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$40,658/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,572 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 13 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 16 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 445 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-28 | HK$4.77M | −10.0% 8.2y · −1.0%/yr |
| 2017-11-10 | HK$5.30M | +97.8% 5.1y · 19.0%/yr |
| 2012-09-18 | HK$2.68M | +36.0% |
| 2010-08-24 | HK$1.97M | +36.8% |
| 2007-10-12 | HK$1.44M | +1.4% |
| 2004-07-14 | HK$1.42M | — |