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At today's rate and a 90% mortgage, the deposit on this unit is about HK$456K, with repayments around HK$19,878/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,756/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 13 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 16 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 577 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-28 | HK$3.95M | −32.3% 8.4y · −4.0%/yr |
| 2018-01-12 | HK$5.84M | +54.4% 3.5y · 15.0%/yr |
| 2014-06-27 | HK$3.78M | +41.0% |
| 2011-10-21 | HK$2.68M | +48.9% |
| 2009-10-07 | HK$1.80M | +6.5% |
| 2004-10-26 | HK$1.69M | — |