▼ 0.50% · 3.625%
HK$15,770
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,261
−HK$498/mo
Today · 4.125%
HK$16,759
baseline
▲ 0.50% · 4.625%
HK$17,779
+HK$1,020/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,518/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,544
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,015
−HK$477/mo
Today · 4.125%
HK$18,492
baseline
▲ 0.50% · 4.625%
HK$19,467
+HK$975/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$36,984/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,348
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,887
−HK$548/mo
Today · 4.125%
HK$18,435
baseline
▲ 0.50% · 4.625%
HK$19,557
+HK$1,122/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,870/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,299
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,817
−HK$525/mo
Today · 4.125%
HK$20,342
baseline
▲ 0.50% · 4.625%
HK$21,414
+HK$1,072/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,684/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,925
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,513
−HK$598/mo
Today · 4.125%
HK$20,111
baseline
▲ 0.50% · 4.625%
HK$21,335
+HK$1,224/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,222/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,053
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,618
−HK$573/mo
Today · 4.125%
HK$22,191
baseline
▲ 0.50% · 4.625%
HK$23,361
+HK$1,170/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,382/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,502
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,139
−HK$648/mo
Today · 4.125%
HK$21,787
baseline
▲ 0.50% · 4.625%
HK$23,113
+HK$1,326/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,574/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,808
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,420
−HK$620/mo
Today · 4.125%
HK$24,040
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,267/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,080/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,079
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,765
−HK$698/mo
Today · 4.125%
HK$23,463
baseline
▲ 0.50% · 4.625%
HK$24,891
+HK$1,428/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,926/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,562
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,221
−HK$668/mo
Today · 4.125%
HK$25,889
baseline
▲ 0.50% · 4.625%
HK$27,254
+HK$1,365/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,778/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,656
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,392
−HK$747/mo
Today · 4.125%
HK$25,139
baseline
▲ 0.50% · 4.625%
HK$26,669
+HK$1,530/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,278/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,317
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,023
−HK$716/mo
Today · 4.125%
HK$27,739
baseline
▲ 0.50% · 4.625%
HK$29,201
+HK$1,462/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,478/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,233
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,018
−HK$797/mo
Today · 4.125%
HK$26,815
baseline
▲ 0.50% · 4.625%
HK$28,447
+HK$1,632/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,630/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,071
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,824
−HK$764/mo
Today · 4.125%
HK$29,588
baseline
▲ 0.50% · 4.625%
HK$31,147
+HK$1,559/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,176/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,810
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,644
−HK$847/mo
Today · 4.125%
HK$28,491
baseline
▲ 0.50% · 4.625%
HK$30,225
+HK$1,734/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$56,982/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,826
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,626
−HK$811/mo
Today · 4.125%
HK$31,437
baseline
▲ 0.50% · 4.625%
HK$33,094
+HK$1,657/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,874/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,387
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,270
−HK$897/mo
Today · 4.125%
HK$30,167
baseline
▲ 0.50% · 4.625%
HK$32,003
+HK$1,836/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$60,334/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,580
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,427
−HK$859/mo
Today · 4.125%
HK$33,286
baseline
▲ 0.50% · 4.625%
HK$35,041
+HK$1,755/mo
Deposit HK$692K · loan HK$6.22M · min. income ≈ HK$66,572/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,483 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).