▼ 0.50% · 3.625%
HK$16,545
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,059
−HK$523/mo
Today · 4.125%
HK$17,582
baseline
▲ 0.50% · 4.625%
HK$18,652
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,164/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,406
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,899
−HK$501/mo
Today · 4.125%
HK$19,400
baseline
▲ 0.50% · 4.625%
HK$20,423
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,800/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,199
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,765
−HK$575/mo
Today · 4.125%
HK$19,340
baseline
▲ 0.50% · 4.625%
HK$20,517
+HK$1,177/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,680/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,246
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,789
−HK$551/mo
Today · 4.125%
HK$21,340
baseline
▲ 0.50% · 4.625%
HK$22,465
+HK$1,125/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,680/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,853
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,471
−HK$627/mo
Today · 4.125%
HK$21,098
baseline
▲ 0.50% · 4.625%
HK$22,382
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,196/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,087
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,679
−HK$601/mo
Today · 4.125%
HK$23,280
baseline
▲ 0.50% · 4.625%
HK$24,507
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,560/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,508
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,177
−HK$680/mo
Today · 4.125%
HK$22,857
baseline
▲ 0.50% · 4.625%
HK$24,247
+HK$1,390/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,714/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,927
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,569
−HK$651/mo
Today · 4.125%
HK$25,220
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,329/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,440/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,162
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,883
−HK$732/mo
Today · 4.125%
HK$24,615
baseline
▲ 0.50% · 4.625%
HK$26,113
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,230/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,768
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,459
−HK$701/mo
Today · 4.125%
HK$27,160
baseline
▲ 0.50% · 4.625%
HK$28,592
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,320/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,817
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,589
−HK$784/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,978
+HK$1,605/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,608
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,349
−HK$751/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,634
+HK$1,534/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,471
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,295
−HK$836/mo
Today · 4.125%
HK$28,131
baseline
▲ 0.50% · 4.625%
HK$29,843
+HK$1,712/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,262/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,449
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,239
−HK$801/mo
Today · 4.125%
HK$31,040
baseline
▲ 0.50% · 4.625%
HK$32,676
+HK$1,636/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,080/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,126
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$29,001
−HK$888/mo
Today · 4.125%
HK$29,889
baseline
▲ 0.50% · 4.625%
HK$31,708
+HK$1,819/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,778/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,290
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,129
−HK$851/mo
Today · 4.125%
HK$32,980
baseline
▲ 0.50% · 4.625%
HK$34,718
+HK$1,738/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$65,960/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,780
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,706
−HK$942/mo
Today · 4.125%
HK$31,648
baseline
▲ 0.50% · 4.625%
HK$33,573
+HK$1,925/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,296/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,130
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,019
−HK$901/mo
Today · 4.125%
HK$34,920
baseline
▲ 0.50% · 4.625%
HK$36,761
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,840/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,667 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).