▼ 0.50% · 3.625%
HK$22,271
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,964
−HK$704/mo
Today · 4.125%
HK$23,668
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,440/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,336/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$674/mo
Today · 4.125%
HK$26,115
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,377/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,230/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,499
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,261
−HK$774/mo
Today · 4.125%
HK$26,035
baseline
▲ 0.50% · 4.625%
HK$27,619
+HK$1,584/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$52,070/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,254
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$742/mo
Today · 4.125%
HK$28,727
baseline
▲ 0.50% · 4.625%
HK$30,241
+HK$1,514/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$57,454/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,726
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$845/mo
Today · 4.125%
HK$28,402
baseline
▲ 0.50% · 4.625%
HK$30,130
+HK$1,728/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,804/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,732
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,529
−HK$809/mo
Today · 4.125%
HK$31,338
baseline
▲ 0.50% · 4.625%
HK$32,990
+HK$1,652/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,676/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,953
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,853
−HK$915/mo
Today · 4.125%
HK$30,768
baseline
▲ 0.50% · 4.625%
HK$32,641
+HK$1,873/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,536/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,210
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,074
−HK$876/mo
Today · 4.125%
HK$33,950
baseline
▲ 0.50% · 4.625%
HK$35,739
+HK$1,789/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,900/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$985/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$35,151
+HK$2,016/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,687
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$943/mo
Today · 4.125%
HK$36,561
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$1,928/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,122/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,407
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,446
−HK$1,056/mo
Today · 4.125%
HK$35,502
baseline
▲ 0.50% · 4.625%
HK$37,662
+HK$2,160/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,004/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,165
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,162
−HK$1,011/mo
Today · 4.125%
HK$39,173
baseline
▲ 0.50% · 4.625%
HK$41,238
+HK$2,065/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,346/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,634
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,743
−HK$1,126/mo
Today · 4.125%
HK$37,869
baseline
▲ 0.50% · 4.625%
HK$40,173
+HK$2,304/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,738/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,643
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,706
−HK$1,078/mo
Today · 4.125%
HK$41,784
baseline
▲ 0.50% · 4.625%
HK$43,987
+HK$2,203/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,568/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,861
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,039
−HK$1,197/mo
Today · 4.125%
HK$40,236
baseline
▲ 0.50% · 4.625%
HK$42,684
+HK$2,448/mo
Deposit HK$1.47M · loan HK$8.30M · min. income ≈ HK$80,472/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,120
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,250
−HK$1,146/mo
Today · 4.125%
HK$44,396
baseline
▲ 0.50% · 4.625%
HK$46,736
+HK$2,340/mo
Deposit HK$1.47M · loan HK$8.30M · min. income ≈ HK$88,792/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,088
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,335
−HK$1,267/mo
Today · 4.125%
HK$42,602
baseline
▲ 0.50% · 4.625%
HK$45,195
+HK$2,593/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$85,204/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,598
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,794
−HK$1,214/mo
Today · 4.125%
HK$47,008
baseline
▲ 0.50% · 4.625%
HK$49,485
+HK$2,477/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$94,016/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,705 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).