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Crescira AVM · estimated value Medium confidence
HK$13.44M
≈ HK$8,218 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.03M, with repayments around HK$45,583/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,894
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,228
−HK$1,355/mo
Today · 4.125%
HK$45,583
baseline
▲ 0.50% · 4.625%
HK$48,357
+HK$2,774/mo

Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,166/mo (50% DSR)

Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$503,863 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
C
Saleable Area
1,635 ft²
Gross Area
2,212 ft²
Efficiency
74%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2017-10-27 HK$15.50M +9.2%
3.2y
2014-10-06 HK$14.20M +129.8%
2001-06-13 HK$6.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 20 min walk · 1,595 m
(quite far — consider other transport options)
Education
4
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 8 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com