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At today's rate and a 90% mortgage, the deposit on this unit is about HK$458K, with repayments around HK$19,961/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,922/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,125 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 16 schools within a 1 km walk.
Everyday convenience — 17 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 572 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-08 | HK$3.69M | −17.1% 7.7y · −2.0%/yr |
| 2017-08-10 | HK$4.45M | +48.3% 3.2y · 15.0%/yr |
| 2014-05-27 | HK$3.00M | +87.5% |
| 2010-09-10 | HK$1.60M | +63.3% |
| 2007-10-15 | HK$980K | −31.9% |
| 1999-03-26 | HK$1.44M | — |