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At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,033/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,066/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,704 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 16 schools within a 1 km walk.
Everyday convenience — 17 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- E
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 572 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-09 | HK$5.70M | +36.3% 4.2y · 8.0%/yr |
| 2017-04-26 | HK$4.18M | +109.1% 4.7y · 23.0%/yr |
| 2012-08-10 | HK$2.00M | +56.2% |
| 2009-06-22 | HK$1.28M | +2.4% |
| 2008-03-04 | HK$1.25M | −16.1% |
| 1999-03-26 | HK$1.49M | — |