▼ 0.50% · 3.625%
HK$19,116
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,710
−HK$604/mo
Today · 4.125%
HK$20,314
baseline
▲ 0.50% · 4.625%
HK$21,550
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,628/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,266
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,836
−HK$579/mo
Today · 4.125%
HK$22,415
baseline
▲ 0.50% · 4.625%
HK$23,596
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,830/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,027
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,681
−HK$665/mo
Today · 4.125%
HK$22,346
baseline
▲ 0.50% · 4.625%
HK$23,705
+HK$1,359/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,692/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,393
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,020
−HK$636/mo
Today · 4.125%
HK$24,656
baseline
▲ 0.50% · 4.625%
HK$25,956
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,312/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,939
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,652
−HK$725/mo
Today · 4.125%
HK$24,377
baseline
▲ 0.50% · 4.625%
HK$25,861
+HK$1,484/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,754/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,519
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,204
−HK$694/mo
Today · 4.125%
HK$26,898
baseline
▲ 0.50% · 4.625%
HK$28,316
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,796/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,850
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,623
−HK$786/mo
Today · 4.125%
HK$26,409
baseline
▲ 0.50% · 4.625%
HK$28,016
+HK$1,607/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,818/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,646
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,387
−HK$752/mo
Today · 4.125%
HK$29,139
baseline
▲ 0.50% · 4.625%
HK$30,675
+HK$1,536/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,278/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,762
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,594
−HK$846/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$30,171
+HK$1,731/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,772
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,571
−HK$810/mo
Today · 4.125%
HK$31,381
baseline
▲ 0.50% · 4.625%
HK$33,035
+HK$1,654/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,762/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,673
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,565
−HK$907/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,326
+HK$1,854/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,899
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,754
−HK$868/mo
Today · 4.125%
HK$33,622
baseline
▲ 0.50% · 4.625%
HK$35,395
+HK$1,773/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,244/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,585
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,536
−HK$967/mo
Today · 4.125%
HK$32,503
baseline
▲ 0.50% · 4.625%
HK$34,481
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,006/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,938
−HK$926/mo
Today · 4.125%
HK$35,864
baseline
▲ 0.50% · 4.625%
HK$37,754
+HK$1,890/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,728/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,497
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,507
−HK$1,027/mo
Today · 4.125%
HK$34,534
baseline
▲ 0.50% · 4.625%
HK$36,636
+HK$2,102/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,068/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,152
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,122
−HK$983/mo
Today · 4.125%
HK$38,105
baseline
▲ 0.50% · 4.625%
HK$40,114
+HK$2,009/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,210/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,408
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,478
−HK$1,088/mo
Today · 4.125%
HK$36,566
baseline
▲ 0.50% · 4.625%
HK$38,791
+HK$2,225/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,132/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,279
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,305
−HK$1,042/mo
Today · 4.125%
HK$40,347
baseline
▲ 0.50% · 4.625%
HK$42,474
+HK$2,127/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,694/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,494 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).