Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$539K, with repayments around HK$23,501/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,002/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,229 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 572 Saleable ft²
- Gross Area
- 781 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-13 | HK$4.80M | +6.7% 1.6y · 4.0%/yr |
| 2024-08-08 | HK$4.50M | +0.0% 7.4y · 0.0%/yr |
| 2017-04-10 | HK$4.50M | +118.4% 6.4y · 18.0%/yr |
| 2010-11-12 | HK$2.06M | +46.1% |
| 2006-09-29 | HK$1.41M | — |