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Crescira AVM · estimated value Medium confidence
HK$4.39M
≈ HK$9,128 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$439K, with repayments around HK$19,150/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,020
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,581
−HK$569/mo
Today · 4.125%
HK$19,150
baseline
▲ 0.50% · 4.625%
HK$20,316
+HK$1,166/mo

Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,300/mo (50% DSR)

Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,857 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
LR-Sam Shing
≈ 40 min walk · 3,160 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
8/F
Flat
C
Saleable Area
481 Saleable ft²
Gross Area
629 ft²
Efficiency
76%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2008-02-05 HK$1.79M +8.5%
2006-03-31 HK$1.65M +1.9%
2003-01-23 HK$1.62M
Data sourced from Renavon.com