▼ 0.50% · 3.625%
HK$21,351
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,016
−HK$674/mo
Today · 4.125%
HK$22,690
baseline
▲ 0.50% · 4.625%
HK$24,071
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,380/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,390
−HK$647/mo
Today · 4.125%
HK$25,037
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,074/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,487
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,217
−HK$742/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,478
+HK$1,519/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,129
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,829
−HK$711/mo
Today · 4.125%
HK$27,540
baseline
▲ 0.50% · 4.625%
HK$28,992
+HK$1,452/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,080/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,622
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,419
−HK$809/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,885
+HK$1,657/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,504
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$776/mo
Today · 4.125%
HK$30,044
baseline
▲ 0.50% · 4.625%
HK$31,628
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,088/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,757
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,620
−HK$877/mo
Today · 4.125%
HK$29,497
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$58,994/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,879
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$841/mo
Today · 4.125%
HK$32,548
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,096/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,892
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,822
−HK$944/mo
Today · 4.125%
HK$31,766
baseline
▲ 0.50% · 4.625%
HK$33,699
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,532/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,146
−HK$905/mo
Today · 4.125%
HK$35,051
baseline
▲ 0.50% · 4.625%
HK$36,899
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,102/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,027
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,023
−HK$1,013/mo
Today · 4.125%
HK$34,036
baseline
▲ 0.50% · 4.625%
HK$36,106
+HK$2,070/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,072/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,630
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,585
−HK$970/mo
Today · 4.125%
HK$37,555
baseline
▲ 0.50% · 4.625%
HK$39,534
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,110/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,162
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,225
−HK$1,080/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,514
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,005
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,024
−HK$1,034/mo
Today · 4.125%
HK$40,058
baseline
▲ 0.50% · 4.625%
HK$42,170
+HK$2,112/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,116/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,297
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,426
−HK$1,148/mo
Today · 4.125%
HK$38,574
baseline
▲ 0.50% · 4.625%
HK$40,921
+HK$2,347/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,148/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,381
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,463
−HK$1,099/mo
Today · 4.125%
HK$42,562
baseline
▲ 0.50% · 4.625%
HK$44,806
+HK$2,244/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,124/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,433
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$39,628
−HK$1,215/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$43,328
+HK$2,485/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,756
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,903
−HK$1,163/mo
Today · 4.125%
HK$45,066
baseline
▲ 0.50% · 4.625%
HK$47,441
+HK$2,375/mo
Deposit HK$936K · loan HK$8.43M · min. income ≈ HK$90,132/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,361 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).