▼ 0.50% · 3.625%
HK$4,950
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$156/mo
Today · 4.125%
HK$5,260
baseline
▲ 0.50% · 4.625%
HK$5,580
+HK$320/mo
Deposit HK$1.09M · loan HK$1.09M · min. income ≈ HK$10,520/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,507
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$150/mo
Today · 4.125%
HK$5,804
baseline
▲ 0.50% · 4.625%
HK$6,110
+HK$306/mo
Deposit HK$1.09M · loan HK$1.09M · min. income ≈ HK$11,608/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$172/mo
Today · 4.125%
HK$5,786
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$352/mo
Deposit HK$977K · loan HK$1.19M · min. income ≈ HK$11,572/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,057
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,220
−HK$165/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,721
+HK$336/mo
Deposit HK$977K · loan HK$1.19M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,940
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,125
−HK$187/mo
Today · 4.125%
HK$6,312
baseline
▲ 0.50% · 4.625%
HK$6,697
+HK$385/mo
Deposit HK$868K · loan HK$1.30M · min. income ≈ HK$12,624/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,785
−HK$180/mo
Today · 4.125%
HK$6,965
baseline
▲ 0.50% · 4.625%
HK$7,332
+HK$367/mo
Deposit HK$868K · loan HK$1.30M · min. income ≈ HK$13,930/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,435
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,635
−HK$203/mo
Today · 4.125%
HK$6,838
baseline
▲ 0.50% · 4.625%
HK$7,255
+HK$417/mo
Deposit HK$760K · loan HK$1.41M · min. income ≈ HK$13,676/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,159
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,351
−HK$195/mo
Today · 4.125%
HK$7,546
baseline
▲ 0.50% · 4.625%
HK$7,943
+HK$397/mo
Deposit HK$760K · loan HK$1.41M · min. income ≈ HK$15,092/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,930
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,146
−HK$219/mo
Today · 4.125%
HK$7,365
baseline
▲ 0.50% · 4.625%
HK$7,813
+HK$448/mo
Deposit HK$651K · loan HK$1.52M · min. income ≈ HK$14,730/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,709
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,916
−HK$210/mo
Today · 4.125%
HK$8,126
baseline
▲ 0.50% · 4.625%
HK$8,554
+HK$428/mo
Deposit HK$651K · loan HK$1.52M · min. income ≈ HK$16,252/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,425
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,656
−HK$235/mo
Today · 4.125%
HK$7,891
baseline
▲ 0.50% · 4.625%
HK$8,371
+HK$480/mo
Deposit HK$543K · loan HK$1.63M · min. income ≈ HK$15,782/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,260
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,482
−HK$224/mo
Today · 4.125%
HK$8,706
baseline
▲ 0.50% · 4.625%
HK$9,165
+HK$459/mo
Deposit HK$543K · loan HK$1.63M · min. income ≈ HK$17,412/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,920
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,166
−HK$251/mo
Today · 4.125%
HK$8,417
baseline
▲ 0.50% · 4.625%
HK$8,929
+HK$512/mo
Deposit HK$434K · loan HK$1.74M · min. income ≈ HK$16,834/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,811
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,047
−HK$240/mo
Today · 4.125%
HK$9,287
baseline
▲ 0.50% · 4.625%
HK$9,776
+HK$489/mo
Deposit HK$434K · loan HK$1.74M · min. income ≈ HK$18,574/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,415
−HK$528/mo
▼ 0.25% · 3.875%
HK$8,677
−HK$266/mo
Today · 4.125%
HK$8,943
baseline
▲ 0.50% · 4.625%
HK$9,487
+HK$544/mo
Deposit HK$326K · loan HK$1.85M · min. income ≈ HK$17,886/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,362
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,613
−HK$254/mo
Today · 4.125%
HK$9,867
baseline
▲ 0.50% · 4.625%
HK$10,387
+HK$520/mo
Deposit HK$326K · loan HK$1.85M · min. income ≈ HK$19,734/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,910
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,187
−HK$282/mo
Today · 4.125%
HK$9,469
baseline
▲ 0.50% · 4.625%
HK$10,045
+HK$576/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$18,938/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,912
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,178
−HK$270/mo
Today · 4.125%
HK$10,448
baseline
▲ 0.50% · 4.625%
HK$10,998
+HK$550/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$20,896/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).