▼ 0.50% · 3.625%
HK$4,178
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$132/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$270/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$126/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$258/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,596
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$145/mo
Today · 4.125%
HK$4,884
baseline
▲ 0.50% · 4.625%
HK$5,181
+HK$297/mo
Deposit HK$825K · loan HK$1.01M · min. income ≈ HK$9,768/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,113
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,250
−HK$139/mo
Today · 4.125%
HK$5,389
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$284/mo
Deposit HK$825K · loan HK$1.01M · min. income ≈ HK$10,778/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$158/mo
Today · 4.125%
HK$5,328
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$324/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$10,656/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$152/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$310/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,600
−HK$172/mo
Today · 4.125%
HK$5,772
baseline
▲ 0.50% · 4.625%
HK$6,123
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,544/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,042
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$164/mo
Today · 4.125%
HK$6,369
baseline
▲ 0.50% · 4.625%
HK$6,705
+HK$336/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,738/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,849
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,031
−HK$185/mo
Today · 4.125%
HK$6,216
baseline
▲ 0.50% · 4.625%
HK$6,594
+HK$378/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$12,432/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,507
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,682
−HK$177/mo
Today · 4.125%
HK$6,859
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$361/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$13,718/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,462
−HK$198/mo
Today · 4.125%
HK$6,660
baseline
▲ 0.50% · 4.625%
HK$7,065
+HK$405/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,320/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,972
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,159
−HK$190/mo
Today · 4.125%
HK$7,349
baseline
▲ 0.50% · 4.625%
HK$7,736
+HK$387/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,698/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$211/mo
Today · 4.125%
HK$7,104
baseline
▲ 0.50% · 4.625%
HK$7,536
+HK$432/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$14,208/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,437
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,636
−HK$203/mo
Today · 4.125%
HK$7,839
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$413/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$15,678/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,103
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,324
−HK$224/mo
Today · 4.125%
HK$7,548
baseline
▲ 0.50% · 4.625%
HK$8,007
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,096/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,902
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,114
−HK$215/mo
Today · 4.125%
HK$8,329
baseline
▲ 0.50% · 4.625%
HK$8,768
+HK$439/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,658/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,521
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,754
−HK$238/mo
Today · 4.125%
HK$7,992
baseline
▲ 0.50% · 4.625%
HK$8,478
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,984/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,367
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,591
−HK$228/mo
Today · 4.125%
HK$8,819
baseline
▲ 0.50% · 4.625%
HK$9,283
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,638/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).