▼ 0.50% · 3.625%
HK$4,429
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,567
−HK$140/mo
Today · 4.125%
HK$4,707
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$287/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$9,414/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$134/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,468
+HK$274/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$154/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$315/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$147/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$301/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$168/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$343/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$161/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$328/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,937
−HK$182/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$373/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,406
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,578
−HK$174/mo
Today · 4.125%
HK$6,752
baseline
▲ 0.50% · 4.625%
HK$7,108
+HK$356/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$13,504/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,201
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,394
−HK$196/mo
Today · 4.125%
HK$6,590
baseline
▲ 0.50% · 4.625%
HK$6,991
+HK$401/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$13,180/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,899
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,084
−HK$187/mo
Today · 4.125%
HK$7,271
baseline
▲ 0.50% · 4.625%
HK$7,655
+HK$384/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$14,542/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,644
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,851
−HK$210/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,490
+HK$429/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,391
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,590
−HK$201/mo
Today · 4.125%
HK$7,791
baseline
▲ 0.50% · 4.625%
HK$8,201
+HK$410/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,582/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,087
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,307
−HK$224/mo
Today · 4.125%
HK$7,531
baseline
▲ 0.50% · 4.625%
HK$7,990
+HK$459/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,062/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,884
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,096
−HK$214/mo
Today · 4.125%
HK$8,310
baseline
▲ 0.50% · 4.625%
HK$8,748
+HK$438/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,620/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,530
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,764
−HK$238/mo
Today · 4.125%
HK$8,002
baseline
▲ 0.50% · 4.625%
HK$8,489
+HK$487/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$16,004/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,377
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,602
−HK$228/mo
Today · 4.125%
HK$8,830
baseline
▲ 0.50% · 4.625%
HK$9,295
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,660/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,973
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,221
−HK$252/mo
Today · 4.125%
HK$8,473
baseline
▲ 0.50% · 4.625%
HK$8,988
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,946/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,870
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,108
−HK$241/mo
Today · 4.125%
HK$9,349
baseline
▲ 0.50% · 4.625%
HK$9,842
+HK$493/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,698/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).