▼ 0.50% · 3.625%
HK$4,554
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$144/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$295/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$138/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$281/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,166
−HK$158/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$324/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,573
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$152/mo
Today · 4.125%
HK$5,875
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$309/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$11,750/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$173/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$353/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$166/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$337/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$187/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,763
−HK$180/mo
Today · 4.125%
HK$6,943
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,886/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,376
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,575
−HK$201/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,188
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,093
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,284
−HK$193/mo
Today · 4.125%
HK$7,477
baseline
▲ 0.50% · 4.625%
HK$7,871
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,954/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,832
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,044
−HK$216/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$442/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,600
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,804
−HK$207/mo
Today · 4.125%
HK$8,011
baseline
▲ 0.50% · 4.625%
HK$8,433
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,022/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,287
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,514
−HK$230/mo
Today · 4.125%
HK$7,744
baseline
▲ 0.50% · 4.625%
HK$8,215
+HK$471/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,488/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,107
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,324
−HK$221/mo
Today · 4.125%
HK$8,545
baseline
▲ 0.50% · 4.625%
HK$8,995
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,090/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,743
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,983
−HK$245/mo
Today · 4.125%
HK$8,228
baseline
▲ 0.50% · 4.625%
HK$8,729
+HK$501/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,456/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,614
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,845
−HK$234/mo
Today · 4.125%
HK$9,079
baseline
▲ 0.50% · 4.625%
HK$9,557
+HK$478/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,158/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,198
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,453
−HK$259/mo
Today · 4.125%
HK$8,712
baseline
▲ 0.50% · 4.625%
HK$9,242
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,424/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,120
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,365
−HK$248/mo
Today · 4.125%
HK$9,613
baseline
▲ 0.50% · 4.625%
HK$10,120
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,226/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).