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At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,678/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$382K · loan HK$3.44M · min. income ≈ HK$33,356/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Lam Tei Station.
Family-friendly — 7 schools within a 1 km walk.
Everyday convenience — 7 shopping and daily-needs spots nearby.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 362 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-25 | HK$3.78M | +20.8% 0.7y |
| 2017-10-30 | HK$3.13M | +56.5% 1.7y · 34.0%/yr |
| 2016-02-18 | HK$2.00M | +58.7% 6.3y · 9.0%/yr |
| 2009-10-20 | HK$1.26M | +5.9% |
| 2006-12-05 | HK$1.19M | — |