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At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,051/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,102/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,746 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Lam Tei Station.
Family-friendly — 7 schools within a 1 km walk.
Everyday convenience — 7 shopping and daily-needs spots nearby.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- F
- Saleable Area
- 584 Saleable ft²
- Gross Area
- 790 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-21 | HK$4.08M | −39.1% 6.2y · −6.0%/yr |
| 2018-10-23 | HK$6.70M | +0.0% 7.5y · 24.0%/yr |
| 2018-10-05 | HK$6.70M | +181.5% 7.5y · 24.0%/yr |
| 2011-03-15 | HK$2.38M | +7.7% |
| 2007-01-17 | HK$2.21M | — |