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Crescira AVM · estimated value Medium confidence
HK$8.69M
≈ HK$9,377 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$869K, with repayments around HK$37,915/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$35,678
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,788
−HK$1,127/mo
Today · 4.125%
HK$37,915
baseline
▲ 0.50% · 4.625%
HK$40,222
+HK$2,307/mo

Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,830/mo (50% DSR)

Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,774 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Disneyland Resort Station
≈ 44 min walk · 3,505 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Location

Unit Information

Floor
2/F
Flat
B
Saleable Area
927 Saleable ft²
Gross Area
1,037 ft²
Efficiency
89%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2019-03-22 HK$11.85M +53.9%
8.4y · 6.0%/yr
2010-10-15 HK$7.70M +51.0%
2000-01-06 HK$5.10M −6.9%
1996-12-05 HK$5.48M +33.3%
1995-07-21 HK$4.11M
Data sourced from Renavon.com