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At today's rate and a 90% mortgage, the deposit on this unit is about HK$524K, with repayments around HK$22,878/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$524K · loan HK$4.72M · min. income ≈ HK$45,756/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 93 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 466 ft²
- Efficiency
- 69%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-03 | HK$4.83M | −3.4% 2.2y · −1.0%/yr |
| 2022-10-05 | HK$5.00M | +114.6% 14.5y · 8.0%/yr |
| 2008-04-03 | HK$2.33M | +20.1% |
| 2008-01-15 | HK$1.94M | +19.0% |
| 2004-12-10 | HK$1.63M | +12.4% |
| 2004-11-12 | HK$1.45M | −47.3% |
| 1997-02-01 | HK$2.75M | — |