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At today's rate and a 90% mortgage, the deposit on this unit is about HK$507K, with repayments around HK$22,112/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$507K · loan HK$4.56M · min. income ≈ HK$44,224/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$114,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 93 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 456 ft²
- Efficiency
- 68%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-01 | HK$5.63M | +9.3% 4.7y · 2.0%/yr |
| 2017-12-15 | HK$5.15M | +108.5% 7.7y · 14.0%/yr |
| 2010-04-15 | HK$2.47M | +6.0% |
| 2008-06-06 | HK$2.33M | +9.4% |
| 2008-04-16 | HK$2.13M | +6.5% |
| 2008-01-21 | HK$2.00M | −4.3% |
| 1999-02-24 | HK$2.09M | — |