▼ 0.50% · 3.625%
HK$3,975
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$126/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$257/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$120/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$246/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$138/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$283/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,995
−HK$133/mo
Today · 4.125%
HK$5,128
baseline
▲ 0.50% · 4.625%
HK$5,398
+HK$270/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$10,256/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$150/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$309/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$145/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$295/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$163/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$334/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,903
−HK$157/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,379
+HK$319/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$175/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,274
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,191
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$169/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,148
−HK$189/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$385/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,812
−HK$180/mo
Today · 4.125%
HK$6,992
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$369/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,984/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,360
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,558
−HK$201/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$412/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,076
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,266
−HK$192/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,851
+HK$393/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,968
−HK$214/mo
Today · 4.125%
HK$7,182
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$437/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,364/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,518
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$204/mo
Today · 4.125%
HK$7,924
baseline
▲ 0.50% · 4.625%
HK$8,342
+HK$418/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,848/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,156
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,378
−HK$226/mo
Today · 4.125%
HK$7,604
baseline
▲ 0.50% · 4.625%
HK$8,067
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,208/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,960
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,174
−HK$217/mo
Today · 4.125%
HK$8,391
baseline
▲ 0.50% · 4.625%
HK$8,833
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,782/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).