▼ 0.50% · 3.625%
HK$3,634
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,747
−HK$115/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,097
+HK$235/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,152
−HK$110/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,486
+HK$224/mo
Deposit HK$797K · loan HK$797K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,122
−HK$126/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$259/mo
Deposit HK$717K · loan HK$877K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,448
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,567
−HK$121/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,935
+HK$247/mo
Deposit HK$717K · loan HK$877K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$638K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$132/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$270/mo
Deposit HK$638K · loan HK$956K · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$149/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$305/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$143/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$292/mo
Deposit HK$558K · loan HK$1.04M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,246
−HK$161/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$329/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,660
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,812
−HK$154/mo
Today · 4.125%
HK$5,966
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$315/mo
Deposit HK$478K · loan HK$1.12M · min. income ≈ HK$11,932/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$172/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$353/mo
Deposit HK$398K · loan HK$1.20M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$165/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,729
+HK$337/mo
Deposit HK$398K · loan HK$1.20M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$184/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$376/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,643
−HK$176/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$359/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$195/mo
Today · 4.125%
HK$6,566
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,132/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,873
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,058
−HK$187/mo
Today · 4.125%
HK$7,245
baseline
▲ 0.50% · 4.625%
HK$7,627
+HK$382/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,490/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,542
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,745
−HK$207/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,375
+HK$423/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,278
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,473
−HK$198/mo
Today · 4.125%
HK$7,671
baseline
▲ 0.50% · 4.625%
HK$8,075
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,342/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).