▼ 0.50% · 3.625%
HK$4,468
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$141/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$289/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$136/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$276/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$155/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$318/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$148/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,066
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,361
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$169/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$347/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,964
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,124
−HK$162/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,618
+HK$332/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,808
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$184/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$376/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,461
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,634
−HK$176/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,255
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,449
−HK$198/mo
Today · 4.125%
HK$6,647
baseline
▲ 0.50% · 4.625%
HK$7,051
+HK$404/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,294/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,958
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,145
−HK$189/mo
Today · 4.125%
HK$7,334
baseline
▲ 0.50% · 4.625%
HK$7,721
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,668/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,701
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,910
−HK$212/mo
Today · 4.125%
HK$7,122
baseline
▲ 0.50% · 4.625%
HK$7,555
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,244/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,455
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,655
−HK$203/mo
Today · 4.125%
HK$7,858
baseline
▲ 0.50% · 4.625%
HK$8,272
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,716/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,148
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,370
−HK$226/mo
Today · 4.125%
HK$7,596
baseline
▲ 0.50% · 4.625%
HK$8,059
+HK$463/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,192/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,952
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,165
−HK$217/mo
Today · 4.125%
HK$8,382
baseline
▲ 0.50% · 4.625%
HK$8,824
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,764/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,595
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,831
−HK$240/mo
Today · 4.125%
HK$8,071
baseline
▲ 0.50% · 4.625%
HK$8,562
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,142/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,449
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,676
−HK$230/mo
Today · 4.125%
HK$8,906
baseline
▲ 0.50% · 4.625%
HK$9,375
+HK$469/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,812/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,042
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$254/mo
Today · 4.125%
HK$8,546
baseline
▲ 0.50% · 4.625%
HK$9,066
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,092/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,946
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,186
−HK$244/mo
Today · 4.125%
HK$9,430
baseline
▲ 0.50% · 4.625%
HK$9,927
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,860/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).